Andres Betancourt has more than 10 years of experience in compliance and anti-money laundering (AML) within the financial services industry including the Bank of Nova Scotia, Bank of Montreal, Royal Bank of Canada and Grant Thornton LLP. As a Certified Anti-Money Laundering Specialist and Certified Financial Crime Specialist, Andres works in the Global AML Audit Centre of Excellence for Scotiabank, which assess the design and operational effectiveness of internal controls. This also includes adherence to bank policies and regulatory requirements, particularly those related to AML, anti-terrorist financing (ATF) and sanctions risk management.

Throughout his career, Andres worked with different financial institutions and advisory firms on regulatory compliance effectiveness reviews of reporting entities with operation hubs in multiple jurisdictions including Canada, the United Kingdom, U.S. and Australia. He also worked on AML and fraud investigations, FINTRAC reporting, regulatory AML remediations, quality assurance program design and testing, compliance training and strategy, Centre of Excellence processes and AML internal control audits. Recently, Andres led and participated in centralized audits for governance, regulatory reporting (LCTR/EFTR), sanctions screening for 2nd Line functions, Trade Finance Canada & Mexico, KYC Review in LATAM, Global AML Transformation initiative and international banking regulatory audit reports (Colombia, Chile, Peru, Mexico, Caribbean and Central America).

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Eric Hansen (CAMS, FIS) has been advising clients on issues pertaining to regulatory compliance and operational risk for 15 years. At present, he is the Head of Sales and Marketing at ManchesterCF, a Toronto-based firm that provides online financial intelligence training programs to financial institutions, financial intelligence units and law enforcement.

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Amanda began her 18 year career in Financial Services at CIBC as a teller while in University, progressing to branch operations and management of a client portfolio before receiving her Bachelor of Arts degree from the University of Alberta. Amanda furthered her career in Financial Services when she completed her Canadian Securities Course and became a Financial Advisor to high-net worth individuals in Vancouver in 2006.

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Prior to joining BMO’s Anti-money laundering team Cam spent over 30 years with the Toronto Police Service where he served in uniform patrol, criminal investigations, drug enforcement, child abuse and sex crimes unit, behavioural assessment and the investigative training lead. For five years he was also the Officer in Charge of the Corporate Crimes Team.

He joined BMO in 2017 and now works in the Anti-money Laundering team and is the intelligence lead for the Canadian Financial Intelligence Unit. He has published articles on public private partnerships, cyber based financial crime, illegal wildlife trafficking and human trafficking and is authoring two chapters for upcoming academic journals on financial crime.

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Jennifer Arnold is the CEO and co-founder of MinervaAI, a platform to help financial crimes investigators make better decisions, faster. Jen is the former VP of Governance and Programs at Wells Fargo Canada, and the former Sr. Director of AML Transformation at CIBC.

Jen is a self professed AML nerd working on projects from systems design and implementation to training and policy and process work. Her most recent venture, MinervaAI, focuses on making the investigation process efficient, effective and fully compliant.

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Victor started his risk and compliance career in 2007 at RBC, as an AML Systems Analyst, and has held progressively senior positions. He was the Senior Director of AML Strategy and Solutions at CIBC, and his latest financial organization, he was the VP of Risk Services and the Chief Anti-Money Laundering Officer (CAMLO) for Wells Fargo Canada.

With his experience and passion for technology, Victor decided to start his own firm and has co-founded Minerva AI. A technology company focused on empowering financial crime investigators through the use of artificial intelligence and machine learning.

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Upon completion of a Bachelor of Commerce degree from the University of Calgary, Kevin entered into a law enforcement career when he joined the Royal Canadian Mounted Police in 1986. His policing career took him throughout the province of British Columbia; ultimately specializing in commercial crime and corruption investigations. The highlight of Kevin’s career was the three years he spent as a member of the executive team for the Vancouver 2010 Olympic Integrated Security Unit, contributing to the success of the 2010 Winter Olympics.

In May of 2015, Kevin left the RCMP as the Criminal Operations Officer responsible for the federal policing program in British Columbia overseeing a number of programs including national security, border integrity, commercial crime and transnational organized crime investigations. He then joined HSBC Bank Canada as the Head of Anti-money laundering investigations for Canada with offices in Vancouver and Toronto. After nearly 4 years with HSBC, Kevin joined the British Columbia Lottery Corporation (BCLC) as the Director of AML and Investigations in April 2019.

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Caroline Tutakiewicz is an experienced risk management professional specializing in AML/ATF and human trafficking initiatives. Caroline has previously held roles of Senior Manager, Terrorist Financing Investigations and Director, Head of Money Laundering Investigations at the Royal Bank of Canada. In this capacity, she executed RBC’s risk management strategy, balanced regulatory requirements and supported the national growth of RBC’s AML unit. Throughout her AML career she has led and executed projects in organized crime, terrorist financing, and human trafficking that continue to have significant impact on Canada’s regulatory framework.

In her current role as Director, Strategy and Innovation at RBC Ventures, Caroline develops new and aligns existing ventures with RBC Royal Bank with an aim at converting a portion of the 3.2M users to RBC clients. Caroline’s unique experience in risk management has established her as a thought leader in start-ups bridging risk mitigation with the need to go to market and scale quickly.

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Bob Kapur is an independent AML/ATF consultant, with over 20 years of experience in the industry.

For most of this time, he was the Deputy Chief AML Officer at a Big 5 Canadian bank, and was responsible for all aspects of the global AML, ATF, and Sanctions program, including policy development, risk assessments, investigations, effectiveness testing, training, enhanced due diligence and high risk client management, and board and regulatory reporting.

He was also the bank's representative on numerous industry and government committees and was the private-sector leader of Project Guardian, the public-private initiative with FINTRAC that targets illegal fentanyl trafficking.

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After serving in the British military and then the police in Northern Ireland, (the latter as a senior detective officer) Peter joined the Royal Bank of Canada, (RBC) in 2002 as head of criminal intelligence and then as Head of AML Investigations in the AML Financial Intelligence Unit, (FIU). In 2010 Peter joined the Bank of Montreal, (BMO and as he had done at RBC built the FIU into a best in class example of an FIU based on a risk-based approach. At BMO Peter then held several other positions including Director of Risk Intelligence and Director Fintec, (AML) where his early knowledge about blockchain technology formed the basis of his current position, having left BMO in 2018 to establish his own company and operate as the CCO of Bitfinex.

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Ms. Houlihan is a passionate AML/ATF, financial crime and regulatory compliance executive professional with over 20 years in the financial industry. Ms. Houlihan has over 15 years of AML/ATF, financial crime and regulatory compliance experience. Laura began her career as a teller at BMO Bank of Montreal and worked her way up throughout her nine year tenure with exposure to in-branch, project management and compliance monitoring roles. In 2005, Laura found her calling when working at AGF Trust as Senior Compliance Specialist where she was able to develop her forte in AML/ATF and financial crime. From 2010 – 2014, Ms. Houlihan held the role of VP, Global Financial Crimes Compliance at Bank of America Merrill Lynch (Canada) where she reported and supported the CAMLO. In 2014, Laura was recruited by and appointed CAMLO at CXI Canada where she was instrumental in developing and implementing a risk-based, OSFI and FINTRAC-compliant AML/ATF compliance program which assisted the former MSB in successfully obtaining approval from OSFI to continue business as a Schedule 1 financial institution, Exchange Bank of Canada. Since then, Laura has held key executive leadership roles in the capacity of Chief Compliance Officer and CAMLO at DCBank and OTT Pay where she acted as subject matter expert on a wide array of complex AML, financial crime and regulatory compliance matters.

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Jennifer is a partner with Grant Thornton LLP's Advisory Services, practicing in the area of Forensic Accounting, Investigations and Litigation Support Services. She leads the firm’s National Forensic and Dispute Resolution practice. Jennifer is a specialist in investigation and forensic accounting (IFA) and is an anti-money laundering (AML) specialist. She has worked with Grant Thornton since joining the firm as a co-operative student while attending the University of Waterloo.

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Kim R. Manchester Managing Director, ManchesterCF Consulting Co. Ltd.

After a decade of working in international banking in Asia, Kim Manchester founded ManchesterCF in 2004. Based in Toronto, ManchesterCF provides online financial intelligence training programs to financial institutions, financial intelligence units and law enforcement. The Financial Intelligence Specialist designation is offered to compliance professionals around the world exclusively through ManchesterCF. Kim has spoken at financial crime compliance conferences in North America, UK/Europe, Asia and the Caribbean.

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